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Urgent! Associate, Credit Management Officer Job Opening In Singapore, Singapore – Now Hiring DBS Bank
Business FunctionRisk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile.
We partner with origination teams to provide financing, investments and hedging opportunities to our customers.
To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.Job ObjectiveTo maximise the recovery of past due outstanding by taking effective and persistent collection actions against past due account holders.Responsibilities* Manage written off portfolio to meet the individual and team performance targets assigned by management.* Contact Customers to negotiate payment arrangement that will ensure maximum recovery and reduce credit lost for the Bank.* Review Customers' profiles and recommend appropriate remedial actions, including legal actions, composite settlement negotiations, recommend for SKIP tracing and/or bankruptcy .* Deliver excellent quality service to Customers to achieve total Customer satisfaction.* Resolving and following up on Customer complaints and queries pertaining to areas under his/her responsibility within stipulated timeframe.* Proactively identifies issues, irregularities and emerging risks, takes swift action to resolve or timely escalate to Team Manger as appropriate.* Ensuring compliance with Group Policy and Standards, local laws and regulations , control and procedure of the Bank.* Execute and responsible on operational task such as preparation of letters ( i.e Reminder Letters, Statement of Account, Settlement Letter & etc ), account transactions ( i.e account closure, payment transfer , refund ).* Engage in digitalisation and leverage on data analytics to provide contextualised insights, and to improve performance and processes.* Drive and provide support on continuous improvements and achieve best practices, using Agile Methodology, digital innovation, automation and proactively work toward risk mitigation.* Work and collaborate with team to achieve team's goals and performance targets.Requirements* Degree or Diploma in any related field.* Preferably at least 3 year of experience in credit collection/ recovery in banking* Experience is unsecured litigation would be an added advantage* Excellent communication and negotiation skills.
Able to manage difficult customers & situations independently.* Good analytical and decision-making skills.* Display a high degree of team spirit and professionalism, and able to co-operate in a harmonious and productive manner with team member and stakeholder.-en
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Unlock Your Associate Credit Potential: Insight & Career Growth Guide
Real-time Associate Credit Jobs Trends in Singapore, Singapore (Graphical Representation)
Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph below. This graph displays the job market trends for Associate Credit in Singapore, Singapore using a bar chart to represent the number of jobs available and a trend line to illustrate the trend over time. Specifically, the graph shows 9843 jobs in Singapore and 8665 jobs in Singapore. This comprehensive analysis highlights market share and opportunities for professionals in Associate Credit roles. These dynamic trends provide a better understanding of the job market landscape in these regions.
Great news! DBS Bank is currently hiring and seeking a Associate, Credit Management Officer to join their team. Feel free to download the job details.
Wait no longer! Are you also interested in exploring similar jobs? Search now: Associate, Credit Management Officer Jobs Singapore.
An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at DBS Bank adheres to the cultural norms as outlined by Expertini.
The fundamental ethical values are:The average salary range for a Associate, Credit Management Officer Jobs Singapore varies, but the pay scale is rated "Standard" in Singapore. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.
Key qualifications for Associate, Credit Management Officer typically include Other General and a list of qualifications and expertise as mentioned in the job specification. Be sure to check the specific job listing for detailed requirements and qualifications.
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Here are some tips to help you prepare for and ace your job interview:
Before the Interview:To prepare for your Associate, Credit Management Officer interview at DBS Bank, research the company, understand the job requirements, and practice common interview questions.
Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the DBS Bank's products or services and be prepared to discuss how you can contribute to their success.
By following these tips, you can increase your chances of making a positive impression and landing the job!
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