• Expertini Resume Scoring: Our Semantic Matching Algorithm evaluates your CV/Résumé before you apply for this job role.
Singapore Jobs Expertini

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Job Opening In Singapore, Singapore – Now Hiring DBS Bank

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

    Singapore Jobs Expertini Expertini Singapore Jobs Financial Specialists Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

Job description

Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises-(WD76310)

Business Function

Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.

Job Purpose

  • To acquire and build a well diversified portfolio within the IBG 4 segment.

    The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc.

    and the portfolio should lead to a healthy income with an acceptable risk to the bank.
  • The Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.
  • Key Accountabilities

  • Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 100 Crore, aligned to Bank Lending Policy
  • Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Liabilities, Cash, Treasury, Fee, etc.
  • Play an instrumental role in increasing the Profitability of the Branch.
  • Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL.
  • Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio.
  • Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events.
  • To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits
  • Job Duties & responsibilities

  • Source New to Bank Asset relationships within IBG 4 Segment up to T/O of 25 Crore, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team.
  • Cross Sell of Liability, Trade, Cash and Treasury Product actively.
  • To achieve the individual Budgeted revenues through all product parameters
  • Conduct Proper Due diligence while on-boarding New Asset Relationships.
  • On board clients with a clear account plan highlighting the revenue potential, risks and mitigants.
  • Increase the wallet share with the customer by constantly exploring opportunities to cross sell other products offered by the bank.
  • Constant Monitoring of the Portfolio and ensure Timely Renewals.

    Provide regular feedback to the credit and portfolio team about various developments in the client’s business.

    Work closely with the monitoring team for early warning signals and take appropriate actions as identified.
  • Thorough monitoring of accounts sourced and keep track on customer’s business and report any early warning signals.
  • Ensure Timely Renewals of Accounts.
  • Ensure that the covenants and conditions prescribed by the credit team are consistently met.
  • Adherence to strict KYC/AML requirements.
  • MIS to be provided to the central team for further reporting, within the stipulated guidelines.
  • Timely Completion of Learning Programs as assigned by DBS for time to time
  • To comply with the Bank’s process & policies.
  • To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence.
  • To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval.
  • Requirements

  • Overall 3- 5 years of experience in sales.
  • 2 years of sales experience in SME/Business Banking Lending.
  • Proven sales track record in asset business in the SME/Business Banking segment.
  • Knowledge of competitors and marketplace
  • Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.
  • Education / Preferred Qualifications

  • Bachelors in finance / Economics/Commerce or MBA or CA
  • Core Competencies

  • Excellent Communication & Listening Skills, Good Sales & Negotiation Skills
  • Technical Competencies

  • Working Capital Finance Knowledge
  • Work Relationship

  • Manager / Direct Report
  • DBS India - Culture & Behaviors

    DBS is committed to building a culture where all employees are valued, respected and their opinions count.

    We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment.

    Expected value driven behaviors are:

  • Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions
  • Ensure Customer Focus by Delighting Customers & Reduce Complaints
  • Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation
  • Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement
  • Maintain the Highest Standards of Honesty and Integrity.
  • Apply Now

    We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

    Primary Location

    :India-Tamil Nadu-Chennai-DBIL

    Other Locations

    :India-Puducherry (UT)-Puducherry Main

    Job

    :Relationship Management

    Schedule

    :Regular

    Employee Status

    :Full-time:

    Job Posting

    :Sep 22, 2025, 12:50:45 PM

    Required Skill Profession

    Financial Specialists


    • Job Details

    Related Jobs

    TikTok hiring Account Manager - Small and Medium Business Job in singapore, singapore, Singapore
    TikTok
    singapore, singapore, Singapore
    TikTok hiring Agency Partner Manager - Small and Medium Business Job in singapore, singapore, Singapore
    TikTok
    singapore, singapore, Singapore
    TikTok hiring Business Operations Manager - Small and Medium Business Job in singapore, singapore, Singapore
    TikTok
    singapore, singapore, Singapore
    MANDATE OF MANPOWER PTE. LTD. hiring Sales Promotor (Small Appliances) Job in Singapore
    MANDATE OF MANPOWER PTE. LTD.
    Singapore
    Busy Bees Nurseries hiring Teacher - Small Wonder Preschool @ Tampines Job in Singapore
    Busy Bees Nurseries
    Singapore
    Busy Bees Nurseries hiring Cleaner - Small Wonder Preschool @ Tampines Job in Singapore
    Busy Bees Nurseries
    Singapore
    Busy Bees Nurseries hiring Teacher - Small Wonder Preschool @ Tampines Job in Singapore
    Busy Bees Nurseries
    Singapore
    Busy Bees Nurseries hiring Cleaner - Small Wonder Preschool @ Tampines Job in Singapore
    Busy Bees Nurseries
    Singapore
    Busy Bees Nurseries hiring Teacher - Small Wonder Preschool @ Bishan Job in Singapore
    Busy Bees Nurseries
    Singapore
    Busy Bees Nurseries hiring Teacher - Small Wonder Preschool @ Sengkang Job in Singapore
    Busy Bees Nurseries
    Singapore

    Unlock Your Associate Relationship Potential: Insight & Career Growth Guide


    Real-time Associate Relationship Jobs Trends (Graphical Representation)

    Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Associate Relationship in Singapore, Singapore, highlighting market share and opportunities for professionals in Associate Relationship roles.

    10241 Jobs in Singapore
    10241
    8975 Jobs in Singapore
    8975
    Download Associate Relationship Jobs Trends in Singapore and Singapore

    Are You Looking for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Job?

    Great news! is currently hiring and seeking a Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises to join their team. Feel free to download the job details.

    Wait no longer! Are you also interested in exploring similar jobs? Search now: .

    The Work Culture

    An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at DBS Bank adheres to the cultural norms as outlined by Expertini.

    The fundamental ethical values are:

    1. Independence

    2. Loyalty

    3. Impartiapty

    4. Integrity

    5. Accountabipty

    6. Respect for human rights

    7. Obeying Singapore laws and regulations

    What Is the Average Salary Range for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Positions?

    The average salary range for a varies, but the pay scale is rated "Standard" in Singapore. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

    What Are the Key Qualifications for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises?

    Key qualifications for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

    How Can I Improve My Chances of Getting Hired for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises?

    To improve your chances of getting hired for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

    Interview Tips for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Job Success

    DBS Bank interview tips for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises

    Here are some tips to help you prepare for and ace your Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises job interview:

    Before the Interview:

    Research: Learn about the DBS Bank's mission, values, products, and the specific job requirements and get further information about

    Other Openings

    Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

    Dress Professionally: Choose attire appropriate for the company culture.

    Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

    Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

    During the Interview:

    Be Punctual: Arrive on time to demonstrate professionalism and respect.

    Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

    Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

    Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

    Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

    Follow Up: Send a thank-you email to the interviewer within 24 hours.

    Additional Tips:

    Be Yourself: Let your personality shine through while maintaining professionalism.

    Be Honest: Don't exaggerate your skills or experience.

    Be Positive: Focus on your strengths and accomplishments.

    Body Language: Maintain good posture, avoid fidgeting, and make eye contact.

    Turn Off Phone: Avoid distractions during the interview.

    Final Thought:

    To prepare for your Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises interview at DBS Bank, research the company, understand the job requirements, and practice common interview questions.

    Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the DBS Bank's products or services and be prepared to discuss how you can contribute to their success.

    By following these tips, you can increase your chances of making a positive impression and landing the job!

    How to Set Up Job Alerts for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Positions

    Setting up job alerts for Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises is easy with Singapore Jobs Expertini. Simply visit our job alerts page here, enter your preferred job title and location, and choose how often you want to receive notifications. You'll get the latest job openings sent directly to your email for FREE!