Bank KYC Ops, Maker

Job Responsibilities

• Perform scheduled and unscheduled KYC reviews across different client types and risk classes, ensuring documentation complies with local regulations and internal standards.
  
  
• Monitor and track KYC records, assist in developing and executing action plans for expiring records, and ensure records are not past due.
  
  
• Identify and escalate any suspicious product usage from an AML perspective to senior management for further review.
  
  
• Conduct client identification, verification, and screening processes, including determining account scope.
  
  
• Validate customer information such as address, employment details, and PEP/SPF (Sanctions Screening) status using internal data and approved third-party sources.
  
  Perform enhanced due diligence (EDD) checks when required, including negative news and social media reviews.
  
  
• Partner with internal teams to ensure adequate due diligence and proper documentation reviews.
  
  
• Coordinate with Outreach/Relationship Managers to obtain required information for completing KYC reviews.
  
  
• Maintain high-quality standards (90%+ accuracy) for all KYC reviews conducted.
  
  
• Escalate technical issues or procedural clarifications to management for guidance.
  
  
• Ensure files undergo Quality Control (QC) review before submission, and address discrepancies identified during QC and Business Approval (BA) reviews.
  
  
• Submit completed KYC records for Business Approval and ensure timely resolution of any feedback.
  
  
• Engage with customers directly when required to complete the KYC review process.
  
  

Requirements

• Bachelor's degree or equivalent professional experience.
  
  
• 5–8 years of relevant experience in KYC, AML, Due Diligence, or banking preferred.
  
  
• Strong knowledge of AML/KYC policies, banking systems, applications, and due diligence processes.
  
  
• Recognized as a Subject Matter Expert (SME) in KYC/AML practices.
  
  
• Excellent analytical and problem-solving skills, with the ability to review, interpret, and document large volumes of data.
  
  
• Strong documentation and writing skills to clearly articulate findings and dispositions.
  
  
• Demonstrated commitment to controls, risk management, and compliance standards.
  
  
• Highly detail-oriented, well-organized, and able to work independently with minimal supervision.
  
  
• Ability to multitask and deliver results under tight deadlines in a fast-paced environment.
  
  
• Effective verbal and written communication skills.
  
  
• Strong interpersonal skills and a collaborative, results-driven team player.
  
  
• Singaporeans only