- Expertini Resume Scoring: Our Semantic Matching Algorithm evaluates your CV/Résumé before you apply for this job role: Credit Executive.
Urgent! Credit Executive Job Opening In Central Singapore Community Development Council – Now Hiring X Star Technology Pte Ltd
Company Overview:
X Star is a premier automotive financial services and technology provider, specializing in transforming the automotive industry through innovative solutions in vehicle valuation, financing, and cross-border transactions.
Leveraging advanced algorithms and blockchain-based trust frameworks, X Star is committed to building an automotive ecosystem with more convenient, safe and efficient financing services overseas.
Headquartered in Singapore, X Star operates across key markets, including Japan and Mexico, with a strategic focus on the RCEP (Regional Comprehensive Economic Partnership) region.
Our Singapore business alone has facilitated over SGD 100 million in cumulative loans, demonstrating strong market traction and scalability.
Job Responsibilities:
· Analyse financial data, including income statements, credit history, collateral value, balance sheets, cash flow and tax returns to assess applicants' financial stability.
· Evaluate collateral valuation reports and assess the adequacy of collateral coverage.
· Perform detailed credit analysis to evaluate borrowers' repayment capacity and determine optimal loan terms and conditions.
· Ensure strict compliance with internal credit policies, procedures, and regulatory standards.
· Review loan applications and documentation for accuracy, completeness, and compliance with established lending policies.
· Verify applicant information through internal and external credit checks.
· Prepare comprehensive credit reports and present findings to management for approval or rejection decisions.
· Monitor loan portfolios to identify, assess risk ratings, and recommend appropriate remedial actions.
· Stay updated on industry trends, market conditions, and regulatory changes impacting the auto finance industry.
· Maintain accurate, up-to-date and organized credit files and documentation.
· Provide support during loan audits, examinations, and regulatory reviews.
· Assist in the development and enhancement of credit risk assessment models and tools.
· Continuously optimize credit analysis processes and procedures for greater efficiency and effectiveness.
Job Requirements:
· Diploma/Degree in Finance, Accounting, Business Administration, or a related field (or with equivalent work experience).
· Minimum 4 years' experience as a Credit Executive or in a similar credit analysis role, preferably in the auto finance industry or financial services sector.
· Strong understanding of credit risk assessment, financial statement analysis, and lending principles.
· Familiarity with credit analysis tools, techniques, and credit scoring models.
· Excellent analytical and problem-solving skills.
· Ability to make timely and decisive credit recommendations with valid justification
· Ability to manage multiple tasks and meet deadlines in a fast-paced environment.
· Strong ethics and integrity.
· Proficiency in using financial analysis software and MS Office Suite.
✨ Smart • Intelligent • Private • Secure
Practice for Any Interview Q&A (AI Enabled)
Predict interview Q&A (AI Supported)
Mock interview trainer (AI Supported)
Ace behavioral interviews (AI Powered)
Record interview questions (Confidential)
Master your interviews
Track your answers (Confidential)
Schedule your applications (Confidential)
Create perfect cover letters (AI Supported)
Analyze your resume (NLP Supported)
ATS compatibility check (AI Supported)
Optimize your applications (AI Supported)
O*NET Supported
O*NET Supported
O*NET Supported
O*NET Supported
O*NET Supported
European Union Recommended
Institution Recommended
Institution Recommended
Researcher Recommended
IT Savvy Recommended
Trades Recommended
O*NET Supported
Artist Recommended
Researchers Recommended
Create your account
Access your account
Create your professional profile
Preview your profile
Your saved opportunities
Reviews you've given
Companies you follow
Discover employers
O*NET Supported
Common questions answered
Help for job seekers
How matching works
Customized job suggestions
Fast application process
Manage alert settings
Understanding alerts
How we match resumes
Professional branding guide
Increase your visibility
Get verified status
Learn about our AI
How ATS ranks you
AI-powered matching
Join thousands of professionals who've advanced their careers with our platform
Unlock Your Credit Executive Potential: Insight & Career Growth Guide
Real-time Credit Executive Jobs Trends in Central Singapore Community Development Council, Singapore (Graphical Representation)
Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph below. This graph displays the job market trends for Credit Executive in Central Singapore Community Development Council, Singapore using a bar chart to represent the number of jobs available and a trend line to illustrate the trend over time. Specifically, the graph shows 27929 jobs in Singapore and 24932 jobs in Central Singapore Community Development Council. This comprehensive analysis highlights market share and opportunities for professionals in Credit Executive roles. These dynamic trends provide a better understanding of the job market landscape in these regions.
Great news! X Star Technology Pte Ltd is currently hiring and seeking a Credit Executive to join their team. Feel free to download the job details.
Wait no longer! Are you also interested in exploring similar jobs? Search now: Credit Executive Jobs Central Singapore Community Development Council.
An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at X Star Technology Pte Ltd adheres to the cultural norms as outlined by Expertini.
The fundamental ethical values are:The average salary range for a Credit Executive Jobs Singapore varies, but the pay scale is rated "Standard" in Central Singapore Community Development Council. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.
Key qualifications for Credit Executive typically include Other General and a list of qualifications and expertise as mentioned in the job specification. Be sure to check the specific job listing for detailed requirements and qualifications.
To improve your chances of getting hired for Credit Executive, consider enhancing your skills. Check your CV/Résumé Score with our free Resume Scoring Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.
Here are some tips to help you prepare for and ace your job interview:
Before the Interview:To prepare for your Credit Executive interview at X Star Technology Pte Ltd, research the company, understand the job requirements, and practice common interview questions.
Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the X Star Technology Pte Ltd's products or services and be prepared to discuss how you can contribute to their success.
By following these tips, you can increase your chances of making a positive impression and landing the job!
Setting up job alerts for Credit Executive is easy with Singapore Jobs Expertini. Simply visit our job alerts page here, enter your preferred job title and location, and choose how often you want to receive notifications. You'll get the latest job openings sent directly to your email for FREE!