Credit Maintenance Intermediate Analyst Officer

Job description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.

At **Citi** , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.

We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.

You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

**Shape your Career with Citi**

We’re currently looking for a high caliber professional to join our team as **Officer, Credit Maintenance Intermediate Analyst - Hybrid** (Internal Job Title: Credit Maintenance Intermediate Analyst - **C11** ) Singapore.

Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.

For instance:

+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families.

That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work.

In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the operations - Services team.

The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.

**In this role, you’re expected to hold the core responsibilities:**

+ Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems
+ Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention
+ Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems
+ Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team’s responsibility
+ Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner
+ Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy
+ Aid important portfolios and apply professional decisions when interpreting information and results
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

**As a successful candidate, you’d ideally have the following skills and exposure:**

+ 2-5 years of relevant experience
+ Experience in business preferred
+ Working knowledge of industry standards and practices
+ Working knowledge of data analysis tools and methodologies
+ Demonstrated analytical skills
+ Consistently demonstrates clear and concise written and verbal communication
+ **Education:** Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed.

Other job-related duties may be assigned as required.

Working at Citi is far more than just a job.

A career with us means joining a family of more than 230,000 dedicated people from around the globe.

At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

**Take the next step in your career,** **apply for this role at Citi today**

https://jobs.citi.com

 

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**Job Family Group:**

Operations - Services
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**Job Family:**

Credit Maintenance
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**Time Type:**

Full time
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**Most Relevant Skills**

Please see the requirements listed above.
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**Other Relevant Skills**

For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._

_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._

_View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf)_ _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Required Skill Profession

Other General