Director, Acquirer & Integrity Risk

Job description

Company Description
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year.

Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.


Make an impact with a purpose-driven industry leader.

Join us today and experience Life at Visa.


Job Description
Team Summary
Reporting to the VP, Payment Ecosystem Risk, the Payment Ecosystem Risk - Insights and Controls team is responsible for:
robust execution of Ecosystem Risk programs focused on direct and indirect Visa clients ensuring the integrity and security of Visa’s payment ecosystem whilst supporting (new) business growth
partnering with internal stakeholders in ensuring new Visa solutions are risk managed
leading thought leadership and solutions in the risk and security space combatting payments fraud
What a Director, Acquirer and Integrity Risk does at Visa
As a key contributor of the Payment Ecosystem Risk team, the Director, Acquirer and Integrity Risk will report to the AP Head of Payment Ecosystem Risk - Insights and Controls team and is the lead subject matter expert on all matters related to acquiring risk standards and controls.

They will oversee and execute Visa risk programs, such as:
Visa Integrity Risk program (VIRP), a framework and set of requirements to deter, detect, and remediate illegal activity from the Visa Payment System, and to manage high-risk acquiring activities.


Visa Acceptance Risk Standards (VARS) is a risk control framework designed to help safeguard Acquirers and the Visa payment system.

The clients include Acquirers and Money Movement Entities, who use the Visa Payment Network (VisaNet).


Visa Acquirer Risk program (VAMP) is a monitoring program to reduce fraud and enumeration attacks across the global payments ecosystem by helping acquirers improve their risk controls.


Key objectives are:
Lead underwriting and control assessment reviews for Acquirers, either directly on-site (VARS and VIRP) or oversee third-parties reviews for VARS.


Implement VIRP policy to ensure Acquirers, Third-Party Agents (TPAs), and Merchants maintain proper controls to prevent illegal activities and advise on risk remediation.


Advise clients and partners with Best Practices in risk management controls to manage fraud and dispute levels and minimize activities that adversely affect the Visa payment ecosystem participants.


Represent Visa as a domain expert, engaging with clients, industry stakeholders, and regulators on program design and execution, as well as all aspects of acquiring risk management.


Assess Ecosystem Risk program performance, partnering with Global program owners to enhance design, execution, or develop new risk initiatives to strengthen risk environment.


Educate and empower stakeholders on Visa’s Ecosystem Risk Programs for comprehensive understanding and effective implementation, thereby scaling team knowledge and aligning with business goals.


Why this is important to Visa
Visa owns the most recognizable global brand in the financial services industry.

As both the ecosystem as well as threat vectors evolve, Visa’s Ecosystem Risk programs have to evolve in tandem to uphold the trust and security of our ecosystem.


The Director, Acquirer and Integrity Risk will be crucial in enabling this by having both hands-on acquiring risk fraud knowledge and strategic depth to enable future proof programs and processes.


Projects you will be a part of:
As the Director, Acquirer and Integrity Risk for Visa Asia Pacific, you will be a key member of the Asia Pacific Risk Team ensuring robust execution of the acquiring risk programs to safeguard the security and integrity of the Visa payment ecosystem.

You will be the AP key subject matter expert in advising best practices in risk management and controls for our acquiring clients.


This is a hybrid position.

Expectation of days in office will be confirmed by your hiring manager.


Qualifications
What you will need:
The ideal candidate is a seasoned payments acquiring risk leader (minimum 12 years) offering a unique blend of strategic leadership and hands-on problem solving in both established and dynamic, fast paced environments.


This role would be perfect for someone who is focused on achieving the best outcomes for clients within global standard frameworks and policies, is unafraid to test the boundaries to evolve the programs and the attention to detail to truly understand clients risk management framework and controls in underwriting reviews.


Relevant Industry Exposure
Strong knowledge of payments risk management, Visa Rules, industry practices, trends and emerging threats.


Hands-on operational and strategic experience of acquiring and merchant risk and fraud management, focusing on actionable results.


Deep expertise in acquiring operations and risk, advising internal and external stakeholders (incl.

merchants) effectively.


Understanding of merchant risks from an acquirer’s perspective, bridging the gap between acquirers and their merchants.


Proficient in basic data analysis, designing and monitoring metrics for data-driven decision making.


Exceptional Collaboration and Communication Skills
An effective communicator, comfortable facilitating meetings with clients and industry participants, in both verbal and written communication.


Proactive problem-solver and selfstarter, driving initiatives from concept to implementation.


Builds strong client and industry stakeholder relationships, fostering collaboration for the benefit of a broader payments ecosystem.


Forward-thinking, confident in challenging the status quo and driving program enhancements.


Proven ability to influence and collaborate across all levels and functions in a matrix environment to deliver actionable insights that drive key business strategies and decisions.


Results Driven Execution Approach
Intellectually curious, uncovering root causes and providing valuable client advice.


Highly organized and detail-oriented, ensuring successful execution and accountability, with experience managing projects in parallel.


Gets things done - relentlessly focuses on achieving results and aligns efforts with business objectives while being unafraid to fail fast and iterate when needed.


Flexible and adaptable, willing to take on new challenges and expand responsibilities as needed.


Global Standards meets Local Execution
Proven ability to navigate diverse cultures, business practices, regulatory environments, with experience doing business in the Asia-Pacific region.


Effectively tailors solutions to align with regional nuances while maintaining global consistency.


Additional Information
Visa is an EEO Employer.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.

Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.


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Required Skill Profession

Other General