Description
Works with Head of New Business, Director of HNW underwriting and reinsurers (if applicable) to achieve competitive underwriting outcome
Works with Head of Claims to provide expert opinion on complex claims assessment and medical claims adjudication
Assess and evaluate the medical and underwriting risk for insurability.
This include assessing the risk factors, providing cardiac opinions on ECG/treadmills, complex medical conditions and determine appropriate requirements and decisions
Providing medical related and underwriting training to partners and internal stakeholders, and participate in case discussion
Perform portfolio analysis to support better product design and refined underwriting approach & guidelines.
Develop and implement AIA best practice guidelines to enhance consistency, quality, and strategic alignment across AIA’s underwriting teams.
Contribute medical expertise to the design of new insurance products, advice medical trends and implications for product features
Represent AIA Singapore in LIA underwriting related committees
Job Requirements
Minimum 10 years of underwriting experience or related experience in an insurance or reinsurance company.
Possess Medical degree from recognised institution
Additional advantage to possess underwriting authority for High Net Worth products
Strong analytical and communication skill.
Good understanding of life insurance business and its financial aspects and commonly seen medical conditions locally and its treatment protocols.