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Urgent! SME Mortgage Sales Specialist, Small Business Clients, SME Banking Job Opening In Singapore, Singapore – Now Hiring Standard Chartered Singapore

SME Mortgage Sales Specialist, Small Business Clients, SME Banking



Job description

SME Mortgage Sales Specialist, Small Business Clients, SME Banking
The Small Business Clients segment in SME Banking within Standard Chartered Bank aims to provide companies with turnover of up to US$25m in Singapore a suite of products that meets their financing requirements.


As a SME Mortgage Sales Specialist, you will be expected to actively acquire New-to-Bank (NTB) SME Mortgage relationships and cross-sell the entire suite of SME Banking products to meet and exceed quarterly sales targets as stipulated in the Quarterly Scorecard.


Job Summary
The Small Business Clients segment in SME Banking within Standard Chartered Bank aims to provide companies with turnover of up to US$25m in Singapore a suite of products that meets their financing requirements.


As a SME Mortgage Sales Specialist, you will be expected to actively acquire New-to-Bank (NTB) SME Mortgage relationships and cross-sell the entire suite of SME Banking products to meet and exceed quarterly sales targets as stipulated in the Quarterly Scorecard.


Performance Measures
To achieve quarterly New Sales Revenue (NSR) targets through New-to-Bank SME Mortgage client acquisitions, and active cross-selling of SME Banking products.


Risk Measures
To ensure complete compliance and quality of work that meets internal and regulatory requirements.


Bank’s interest must be protected at all times.

Raise any risk concerns in writing immediately to seniors.


Compliance with all the Bank’s policies without any delays.


To engage in active cross-selling of SME Banking suite of products to ensure that each NTB holds at least 2 Products Per Client (PPC).


Drive cross product sales of all the Bank’s products and services for SME Banking and active referrals to Affluent (Individual) level.


On a reasonable basis, to revert to all customer queries within 2 business days.


Work Ethic
Punctual at work and when visiting customers.


Self-driven, self-motivated, and a pro-active approach toward resolving issues.


Responsive, contactable and accountable to clients and internal stakeholders.


Team player ready to grow business, and ready cover team members’ duties as necessary.


Appropriate dressing that must meet Bank’s standards.


Regulatory & Business Conduct
Display exemplary conduct and live by the Group’s Values and Code of Conduct.


Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.


Lead to achieve the outcomes set out in the Bank’s Conduct Principles.


Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.


Other Responsibilities
Embed Here for good and Group’s brand and values in Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.


Skills And Experience
Familiar with basic business mortgage financing principles including TDSR framework and applications.


Keen understanding of adherence to credit underwriting requirements.


Knowledge of competitive environment in order to position Bank’s products appropriately.


Our Ideal Candidate
Tertiary education.


3+ years of working experience in Banking.


Role Specific Technical Competencies
Familiar with customer due diligence processes including FATCA adherence.


Familiar or experienced in Business Banking.


Familiar with basic working capital financing cycle and products for operating entities.


Keen on negotiation and closing skills.


About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact.

For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other.


What We Offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.


Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.


Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.


Flexible working options based around home and office locations, with flexible working patterns.


Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.


A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.


Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.


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    Unlock Your SME Mortgage Potential: Insight & Career Growth Guide


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